Security

Emergency Road Service*

For a battery boost, fuel delivery, tire change, lock service, wrecker towing service, call the toll-free number for the MCA sign and go service with towing to the nearest servicing facility or call the garage or service station of your choice for reimbursement up to $100.

Stolen Vehicle Reward

MCA will pay a $5,000 reward that protects your vehicle and discourages theft. The reward will be paid to the Law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other members on your MCA membership.

Emergency Reimbursement Benefits

When you are injured in a covered auto accident that requires emergency treatment or hospital admission within 72 hours, you will receive up to $500 emergency cash for Emergency Room or Trauma Center treatment received due to the injury in a covered accident. Includes up to $100 in cost for each of the following:

1. Cast or Splints
2. Ambulance Service
3. Anesthetics
4. X-Rays
5. ER Facility

Daily Hospital Benefit

When you are injured in a covered auto accident that requires emergency treatment or hospital admission within 72 hours, you will receive $54,750 in hospital cash benefits. You will receive $150 per day beginning the first day you are hospitalized as a result of a covered accident for up to 365 consecutive days.

Accidental Death Benefit

When you are injured in a covered auto accident that requires emergency treatment or hospital admission within 72 hours, your estate will receive $10,000 when you die as a direct result of the injuries received in a covered accident.

Coverage provided by Individual Assurance Company. See certificate of participation for details.

Arrest Bond***

Your Motor Club Membership card may be used in lieu of cash bail up to $500 when involved in a traffic violation. (Although this certificate will be accepted in many states, in some states arrest bond certificates are not acceptable. In Maryland the certificate is acceptable for $1000, in other states they are accepted for lesser amounts than $500). Not required in California.

Bail Bonds***

MCA will arrange up to a $25,000 bond to release you when you are driving a vehicle and charged with a moving traffic law violation such as vehicular manslaughter or auto related negligent homicide. Simply call the toll-free number on the back of your membership card.

Attorneys Fees****

Motor Club of America will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto:

1. Up to $200 for covered Moving Violations
2. Up to $500 covered auto related Personal Injury matters
3. Up to $500 covered Vehicle Damage issues
4. Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter

Credit Card Protection

MCA will reimburse you for the financial loss which you sustain as the result of the loss or theft of your credit card(s) up to $50.00 for each card registered with us at the time of the loss or theft, up to a total maximum of $1,000.00.

Travel Assistance Program

When you are injured in a covered auto accident that requires emergency treatment or hospital admission within 72 hours, the named member receives the Travel Assist Program which assists worldwide with issues such as:

1. Medical Evacuation
2. Medical Repatriation
3. Non-Medical Repatriation
4. Return of Remains
5. Visit to Hospital
6. Return of Child
7. Return of Companion

Coverage provided by Individual Assurance Company. See Travel Assist Description of Coverage for details.